Attention homeowners: Real estate appraisal services for in Ithaca and Tompkins County

Check out the top 7 reasons why New York homeowners order from Cayuga Appraisals, LLC:

1. Find the right listing price (whether they're selling the home themselves or using a real estate agent)
2. Challenge Tompkins County's assessment of your property value
3. Remove PMI to cut your monthly mortgage payment
4. Reinstate your Home Equity Line of Credit (or HELOC)
5. To review a different appraiser's report for verification
6. In the case of a divorce in the state of New York, when property needs to be divided
7. Determine the true market value of the real estate in question to settle an estate in Tompkins county or New York

	Need help determining the price of your house in or near Ithaca, New York? Contact Cayuga Appraisals, LLC.

At Cayuga Appraisals, LLC, we understand the particular needs of a homeowner looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale by Owner

It's very hard to be objective about your house because of your emotional attachment to it. Our professional appraisers at Cayuga Appraisals, LLC are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have a potential buyer. It gives you something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much you think your home is worth. Potential buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value conclusion than yours.

Challenge a property tax assessment

If you live in an area that is declining or is not appreciating as much as other properties close to yours, your local tax assessor may have your house overvalued. That only means you're most likely paying more taxes than you should. The quicker you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting a professional appraisal from Cayuga Appraisals, LLC is your strongest weapon.

Appraisals to cancel PMI

An attractive way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to your lender to have the PMI removed from your loan. We're experts in helping clients just like you remove unwanted PMI insurance.

HELOC recently frozen?

Your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area -- even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow angle, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Cayuga Appraisals, LLC can help you reinstate your home equity line of credit with a professional appraisal.

Need Field and Desktop Appraisal Review Services?

Would you like a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you desire a seasoned appraiser to double-check your appraisal for preciseness? In a field review we'll go out and check the subject and comparables in question. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide you with a retrospective review of any appraisal report you may have had done before. Even though most review work is requested by lenders for quality control, homeowners that have reason to believe they've been the victim of mortgage fraud are wise to get a second opinion.